Data-Powered Underwriting & Clean Mobility Financing Across Indonesia
Renewa Capital bridges institutional debt providers (Tier-1 Commercial Banks, Climate Debt Funds, & Multifinance) with commercial fleets and riders via 24/7 IoT telematics underwriting, automated waterfall escrow, and battery residual value guarantees.
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Target EV Units 2035
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Syndicated Facilities (IDR)
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Financial Partners
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Digital Approval Turnaround
Installment & Fuel Savings Simulator
Compare conventional petrol costs against Renewa EV financing. Real-world fuel savings directly offset the monthly installment of your electric fleet.
Renewa CityFlow
Slashing fuel expenditures by up to 75% covers the vast majority of your new vehicle repayment every month.
*Simulasi estimasi indikatif. Bunga dan approval final bergantung pada verifikasi telematika.
3 Integrated Financing Programs
Engineered to resolve capital constraints and risk underwriting across Indonesia’s electric mobility value chain.
Courier & Driver Rent-to-Own (RTO)
Equitable rent-to-own syndication for ride-hailing drivers and last-mile couriers with zero static pay-slip or conventional bureau barriers.
B2B Commercial Fleet Leasing (CapEx-to-OpEx)
Turnkey fleet financing for 10 to 500+ commercial units tailored for FMCG, courier logistics, and corporate delivery operations.
Banking Syndication & Green Debt Facility
Senior debt and co-lending deployment channels for Commercial Banks, Regional Development Banks (BPD), and Global Climate Funds.
Capital Protection Architecture Powered by IoT Telematics
We eliminate subprime delinquency risks by merging physical IoT telematics with automated banking waterfall escrow mechanisms.
AI Telematics Credit Scoring
Underwriting dynamically evaluates verified telemetry: daily route consistency, energy efficiency per km, operational work hours, and earnings stability across courier networks.
Automated Waterfall Escrowing
Daily courier earnings are split automatically via enterprise banking APIs directly into debt-service escrow vaults prior to operational margin payout.
24/7 Asset Health & Remote Immobilizer
Battery State-of-Health (SoH), cell temperatures, and GPS geofencing monitored live. Remote protective immobilizers trigger automatically upon unauthorized route divergence or payment default.
Residual Value Guarantee & BESS Second-Life
Asset depreciation is safeguarded because decommissioned batteries possess contractually guaranteed salvage values absorbed into Renewa industrial BESS storage facilities.
100% Digital Financing Workflow
Zero paper bureaucracy, zero branch visits. Entirely orchestrated through digital telematics.
Digital Submission & Instant Pre-Screening
Prospective borrowers submit identity credentials, driver license, and active courier platform links online in under 5 minutes.
AI Risk Scoring & Lender Matchmaking
Credit Connect algorithms evaluate telematics risk profiles and pair borrowers with optimal banking facilities within 24 hours.
Digital Contract & Escrow Setup
Execution of legally binding certified electronic agreements and activation of auto-deduct debt collection escrows.
EV Handover & IoT Live Tracking
Electric motorbikes deployed turn-key with active telematics hardware, full insurance, and unlimited battery swap entitlements.
Frequently Asked Credit Connect Inquiries
Yes! Credit Connect is built for financial inclusion. We utilize alternative telematics scoring based on verified daily delivery hours and platform activity rather than rigid corporate salary slips.